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InsuranceLink Solutions LLC Specializing in personalized health insurance solutions & service
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Privacy Policy

Our company ("we" or "us") recognizes that you care how information about you is collected and used. We have created this Privacy Policy to inform you of our information collection, use, and sharing practices for this Web site.

Please be advised that the practices described in this Privacy Policy apply only to information gathered through this Web site and do not necessarily reflect our practices with respect to information gathered through other means, including digital means such as other Web sites and email communications.

If you have any questions regarding this Privacy Policy, please contact us at: the number listed on this website.

 

What information do we collect and how is it used?

Information You Voluntarily Provide

For purposes of this Privacy Policy, “Personal Information” is information that you provide to us that may be used to identify you, such as your full name, physical address, email address, or phone number. Except as otherwise provided in this Privacy Policy, we do not collect Personal Information through this Web site unless you voluntarily submit it. Personal Information will be collected when you fill out a “contact us” form and/or when you otherwise voluntarily submit or provide Personal Information to us. We use Personal Information to provide the services and information you have requested and for administrative and analytical purposes. For example, unless otherwise prohibited by law, the Personal Information may be used to contact you (by telephone, regular mail, email, facsimile or other means) to answer your questions or respond to your comments, to send you information about our products and services, to provide emails, newsletters and other communications, to conduct market research, to ensure compliance with our policies and applicable laws and regulations, and to market our products and services. Unless otherwise prohibited by law, we may also sell, rent or lease your Personal Information to third parties for marketing and promotional purposes.


Information We Automatically Collect

Like many Web sites, we use “cookies” and other tracking technologies to collect certain Information automatically whenever you visit this Web site. Cookies are files stored on your computer's hard drive by your browser. Most browsers accept cookies automatically but allow you to disable them. If you choose to disable cookies, you may be unable to use certain features of this Web site.

Information we collect through the use of cookies and other tracking technologies may include your IP address, location of your computer (but not your street address), browser information, operating system type, and dates and times you accessed the Web site. We may also collect information regarding traffic patterns, how you came to our Web site, and site usage. This information is used for analysis and for online marketing.

With both cookies and other tracking technologies, the information we collect does not contain your name, address, telephone number, or email address. We do not generally link the information we collect through the use of cookies and tracking technologies to Personal Information you submit. However, we reserve the right to use information collected in this manner to identify a Web site visitor if we reasonably believe it is necessary or advisable to enforce the policies of this Web site, to protect us or our clients, to prevent fraud, deception, or illegal activity, or to protect this Web site or its visitors.

 

SMS Terms and Conditions for InsuranceLink Solutions LLC

 

Program Description: 

We use text messages to communicate with clients and potential clients for customer care and occasional marketing.

 

Frequency:

Message frequency varies but is almost always triggered by a subscriber action.

 

Cost:

As always, message and data rates may apply for any messages exchanged with this number. If you have any questions about your text or data plan, contact your phone provider.

 

Interruption:

Carriers are not liable for delayed or undelivered messages.

 

Help:

If you are experiencing issues with the messaging program you can reply with the word HELP for more assistance, or you can get help directly by contacting us at the phone number listed on our website.

 

Opt-out:

You can cancel SMS service at any time. Just reply STOP. Once you reply STOP to us, we will send a message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

 

Example: You agree to receive informational messages (appointment reminders, account notifications, etc) from InsuranceLink Solutions LLC. Message frequency will vary. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can cancel SMS service at any time. Just reply STOP. Once you reply STOP to us, we will send a message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the word HELP for more assistance, or you can get help directly at the phone number on this website. If you have any questions regarding privacy, please read our privacy policy here. 

 

SMS Privacy Policy

InsuranceLink Solutions LLC is committed to protecting your privacy. This Privacy Policy (the "Policy") governs how we treat the Personal Information that we collect and receive from you in connection with your use of the SMS Service, which we make available to you through a third-party service provider. This Policy is incorporated into our SMS Terms of Service.

 

By using this service, you agree to the Terms of this Policy. InsuranceLink Solutions LLC reserves the right, in its sole discretion, to modify or change this policy at any time with or without prior notice to you. The date of the last update will be posted at the top of this Policy for your convenience. This Policy, and any changes, are effective as soon as posted. Your continued use of the Service following the posting of any changes to the Policy constitutes your full acceptance of those changes.

 

"Personal Information" is information that individually identifies you, such as your mobile phone number or user/screen name, as well as any Personal Information that you choose to include in messages you send through the Service.

 

Text message opt-in data and consent are not shared with any third parties (including subsidiaries and affiliates). If you wish to be removed from receiving future communications, text STOP to opt out.

 

SMS Communication

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.


Is information collected from children?

This Web site is not intended for use by children. If you are under the age of 18, you should not use this Web site and should not submit any information of any kind to us.


With whom do you share information?

We engage third parties to perform services in connection with the operation of our business. Examples of these services include, but are not limited to, hosting and maintenance of our Web site, data storage and recovery, maintaining mailing lists, Web site evaluation, data analysis, data cleansing, and marketing assistance. We may provide information regarding you, including Personal Information, to these third parties. We may also share Personal Information you provide to us to with insurance and financial service providers in order to provide you with information about the availability and pricing of products and services.

We may share non-Personal Information with others from time to time. Examples of such non-Personal Information include the number of users who visited this Web site during a specific time period. This information is shared in an aggregate form.

We reserve the right to transfer any information we have about you, including Personal Information, in connection with the sale or transfer of all or a portion of our business or assets to a third party.

We may also share information, including Personal Information, with third parties as described elsewhere in this Privacy Policy.

In addition, we, or those with whom we have shared information in accordance with this Privacy Policy, may release Personal Information and/or non-Personal Information if we believe in good faith that: the law or legal process requires it; we have received a valid administrative request from a law enforcement agency; or such release is necessary or advisable to protect the rights, property or safety of us or our clients, our Web Site visitors, or others.

Notwithstanding the foregoing, we will not share Personal Information with any third party to the extent prohibited by applicable law or regulation.


What do you do to protect Personal Information?

We use various security measures, including a firewall, to protect Personal Information we collect through this Web site. However, no data transmission or information system can be guaranteed to be secure. We do not warrant the security of any Personal Information you submit to us and all such transmissions are at your own risk.


How can I correct Personal Information?

You can correct and update certain Personal Information you have provided to us by contacting us at the phone number listed on this website


What happens when I link from or to another Web site?

This Web site may contain links to other Web sites operated by third parties. This Privacy Policy does not apply to information collected through these other Web sites. We encourage you to be aware when you leave this Web site and read the privacy policies of each and every Web site that you visit.

If you have accessed this Web site through a link from another Web site, this Web site may include a frame. The information you provide to us through these framed Web pages is collected by us and this Privacy Policy governs our use of such information.


How will I be informed about changes to this Privacy Policy?

Our Web site will continue to evolve to bring you new features and services and to implement technological advances. As a result, we may change this Privacy Policy from time to time without prior notice. Revised versions of this Privacy Policy will be posted on this Web site, together with an updated effective date. In some cases, we may also send an email notifying users of the changes. You should check this Web site regularly to see if any recent changes to this Privacy Policy have occurred. By continuing to use this Web site after we post any such changes, you accept the Privacy Policy as modified.

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InsuranceLink Solutions LLC

Specializing in personalized health insurance solutions & service

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About Us

I enjoy helping people in ID and WA with individual health insurance, Medicare, and small group benefits. It's my goal to help you through the insurance system from start to finish to make sure you have the coverage and service you need. I've been in the insurance industry since 2006, having worked in customer service, claims, & underwriting. (Ginny Hayton is licensed in AK, AZ, CA #4314507, ID, NV, OR, UT, & WA.)

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1810 E Schneidmiller Ave, Suite 350
Post Falls
Idaho
83854
(509) 919-6197

This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.

Important Disclosures Regarding Medicare Plans: Medicare has neither reviewed nor endorsed this information. InsuranceLink Solutions LLC is not connected or affiliated with any United States Federal Government or State Agency. We do not offer every plan available in your area. Information we provide is limited to plans we offer in your area. In Kootenai County - We represent 5 out of 5 organizations (insurance carriers) who offer 22 out of 22 Medicare Advantage Plans and 7 out of 12 Drug Plans (the drug plans insurance brokers are allowed to represent for 2025), along with Medicare Supplements. We represent organizations and plans in additional states/counties. If a plan we don’t offer is going to be in your best interest, we will gladly direct you to that insurance carrier, Medicare (1-800-MEDICARE or www.medicare.gov), or your State Health Insurance Program (SHIP) for further assistance.

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